Elephant Auto Insurance Has a Slam Dunk Offer for You!

Posted Tuesday, March 6, 2012 in Auto Insurance News | Car Insurance Articles | Marketing | Promotions
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Complete a quote between now and April 2nd and you could win a 55” TV! Go to Elephant.com, complete a quote and enter the promo code "TV", and you could win! Plus, you could save a ton on your auto insurance.

Official Rules - No Purchase Necessary to Play or Win.

1. Eligibility: Elephant Insurance Service LLC’s Television Giveaway is open to legal residents of Virginia and Maryland only, 18 years of age or older as of date of entry. Employees, officers, directors, agents and representatives of Elephant Insurance Services, LLC, or Elephant Insurance Company ("Sponsor") and any such individuals' immediate family members (mother, father, sister, brother, child, husband, wife, and their respective spouses, regardless of where they reside) and those living in their same households, whether or not related, are not eligible to play or win a prize.

2. Promotion Period: Begins at 12:00:00 am Eastern Standard Time ("EST") on 3/5/12 and ends at 11:59:00 pm ET on 4/2/12 ("Promotion Period").

3. How to Participate: Visit www.elephant.com, enter in the promotional code of “TV” during the Promotion Period and follow the instructions provided to fully complete a quote to receive an entry into the Grand Prize Drawing (outlined in Section 4 below). By participating, entrants consent to the use of their submitted e-mail and street address by Sponsor for the purpose of sending promotional e-mails and direct mail to entrants or to offer information on other offers or products or services. Limit of one (1) entry per person and per email address. Additional quotes received from the same person or e-mail address will be void. No purchase necessary to win. Entrants must be Virginia and Maryland residents.

4. Grand Prize Drawing: One (1) potential Grand Prize winner will be randomly selected on 4/15/12 from among all eligible entries received during the Promotion Period. By participating, entrants agree to be bound by the terms of these Official Rules and the decisions of the Sponsor and judges, which are final and binding in all matters relating to this Game. Potential Grand Prize winner will be notified by telephone and/or email and will be required to execute and return an Affidavit of Eligibility, Liability and Publicity Release (where legal). Noncompliance with the above time period, with these Official Rules, the inability of Sponsor to contact the potential winner within a reasonable time period or the return of prize or prize notification as non-deliverable, may result in disqualification and, at Sponsor's discretion, an alternate winner being selected.

5. Prizes/Odds: (1) $800 Visa Gift Card. Value is based on current retail price of a specific 55” LCD TV. Odds of winning the Grand Prize will depend on the total number of eligible entries received throughout the duration of the Promotion Period. Winner must complete a Prize Receipt Form for tax reporting purposes when the gift /prize amount is greater than $600.00.

6. General: No transfer, assignment, cash redemption, or substitution of a prize is permitted except by Sponsor, which reserves the right, to substitute a prize with one of comparable or greater value, as determined by Sponsor in its sole discretion. Released Parties are not responsible for late, lost, stolen, incomplete, misdirected, delayed, garbled entries or prize claims, or for telephonic, human or computer failures, problems or errors, interruptions in service due to system upgrades, repairs, modifications or other causes, failures or malfunctions of connections, satellite, network, cable, Internet Service Provider (ISP), phones, phone lines or telephone systems, traffic congestion on the internet, technical or mechanical malfunctions, or other malfunctions or errors, whether caused by equipment, programming, human error or otherwise relating to or in connection with the Contest, including, without limitation, errors which may occur in connection with the administration of the Contest, the processing of quotes, entries or prize claims, the announcement of the prizes, or any injury or damage to participant's or any other person's computer relating to or resulting from participation in this Contest, or for printing, typographical, seeding, human or other errors appearing in these Official Rules or other Contest-related materials. Only the published number of prizes stated in these Official Rules will be awarded. Sponsor reserves the right to disqualify any person and void prize claims of any person who it believes has tampered with the entry process, game play or any other component of this Contest, whose conduct or actions affect the administration, integrity, security, fairness or proper conduct of this Contest, or who is in violation of these Official Rules. Sponsor also reserves the right, in its sole discretion, to void suspect entries and/or to modify, cancel or suspend this Contest (or portion thereof) for any reason, including virus, worms, bugs, non-authorized human intervention or other causes that corrupt or impair the administration, security or fairness of the Contest and, in any such event, at its discretion, (i) randomly select potential Grand Prize winner from among all eligible non-suspect entries received prior to event requiring such action. By participating, entrants agree that 1) Sponsor and its designees may use (unless prohibited by law), entrant's name, city and state of residence, photograph and/or likeness for advertising, trade and/or any other purposes in any and all media now or hereafter known throughout the world in perpetuity, without further compensation, permission or notification. CAUTION: ANY ATTEMPT TO DELIBERATELY DAMAGE OR UNDERMINE THE LEGITIMATE OPERATION OF THIS GAME IS A VIOLATION OF CRIMINAL AND CIVIL LAWS AND SHOULD SUCH AN ATTEMPT BE MADE, THE SPONSOR RESERVES THE RIGHT TO SEEK DAMAGES (INCLUDING ATTORNEYS' FEES) AND OTHER REMEDIES FROM ANY SUCH PERSON(S) RESPONSIBLE FOR THE ATTEMPT TO THE FULLEST EXTENT PERMITTED BY LAW.

Henrico-based Elephant Insurance Services expands into Maryland

Posted Thursday, March 17, 2011 in Auto Insurance Articles | Auto Insurance News | Car Insurance Articles | Elephant Insurance News | Email | Insurance Articles | Marketing
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From the Richmond Times-Dispatch. Full Story here.

Tips on finding Cheap Car Insurance Quotes

Posted Friday, May 14, 2010 in Car Insurance Articles | Insurance Articles
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Shopping for cheap car insurance may not be the most exciting thing you can do, but if you know how to do it right; it can have a tremendous payoff.  With the abundance of online car insurance sites, finding a great deal on car insurance can be accomplished with relative ease.  The easiest way to shop around is by going online, visiting car insurance sites, and getting multiple quotes.
 
However, before you go online, you should know what it is you’re looking for.  The first step is to determine what car insurance coverage you need.  Each state has its own requirements for the types and levels of coverage it requires each person to have.  Two essential car insurance coverage types for your vehicle include “comprehensive” coverage and “collision” coverage.  Collision coverage pays for damages to an insured car when it hits or is hit by another car or object.   Comprehensive coverage pays for damages to your vehicle from vandalism, theft, flood, fire or other covered perils.  Coverages are subject to the terms, limits and conditions of your policy contract, so it is important to understand the terms set forth by each insurer.

 Once you know the minimum requirements, you can decide if you want additional coverage beyond those minimums.  If you are okay with taking on a little more risk, you could choose lower coverages.  If you want to plan for worse case scenarios, choose a higher level of coverage.

The next step is to visit multiple car insurance websites to get a variety of quotes.  Rates on car insurance can vary by hundreds or even thousands of dollars among different insurers.  There are many factors that can contribute to how insurers rate the risk on your policy.  Everything from driving history, credit history, occupation, and number of vehicles covered can contribute to the cost of auto insurance.

Most insurance websites will allow you to adjust your coverage level and get multiple quotes for free.  By adjusting the various coverages, you can look to get cheap car insurance relatively easily.

Some of the key factors that can help lower your rates and get cheap car insurance include:

Safe Driving

Not surprisingly, being a safe driver is one of the best ways to lower your car insurance rate.  In general, fewer accidents or moving violations will lead to cheaper car insurance.

Higher deductible

By choosing a policy term that requires you to pay a higher amount out of pocket should you have a claim, you can save money on your annual car insurance cost.

Knowing your discounts

By knowing what companies offer discounts that are applicable to you, you can lower your rates significantly and get cheap car insurance.  Additionally, some auto insurance companies offer lower rates for online statements or for different payment plans.

In all, with a little bit of effort, consumers can find cheap car insurance and save hundreds of dollars on the premiums they are currently paying.  Consumers are encouraged to do their research and compare multiple providers to make sure they are getting the best deal they can on their car insurance rates.

Enjoy Huge Savings on Car Insurance in Virginia

Posted Wednesday, April 14, 2010 in Car Insurance Articles
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If you are a resident of Virginia and own a car, having car insurance is a requirement. Car Insurance provides protection for car accidents where you are at fault and could be held liable for all bodily injuries or property damage attributable to that accident.

In Virginia, the minimum requirement is $25,000 per person and $50,000 per accident for Bodily Injury Liability and $20,000 for Property Damage Liability. Virginia also requires you to have Uninsured/Underinsured Motorist coverage with the minimum of $25,000 per person and $50,000 per accident for Uninsured Motorist Bodily Injury Liability and $20,000 for Uninsured Motorist Property Damage.

There are many car insurance companies that provide auto insurance to Virginia drivers but not all policies are the same, especially in terms of price. The best way to save money on car insurance is to visit multiple car insurance websites and get online quotes. By comparing prices and coverage with several online quotes you will be able to locate the cheapest rate for your coverages.

Additional Benefits of Shopping Online for Car Insurance

Aside from the benefit of being able to locate the cheapest rate for coverage in a quick and efficient manner, getting quotes online may save you additional money with online discounts. Many car insurance companies offer up to 10% off you premium for starting your quote online. Additionally if you purchase your policy online you could save up to $100 instantly for signing up for the e-signature discount and up to 5% off for the paperless account discount.
 
Undoubtedly the number of online car insurance quotes has more than doubled in the past 5 years with many people taking advantage of the hidden savings in online quote discounts. The car insurance market as a whole is moving away from the traditional agent format and towards the internet because of the ease of use of online quotes and saving. Getting a quote online takes less than 15 minutes and will be well worth the time and money you can save with online discounts.


Get a car insurance quote online.